NPCI UPI Audit compliance simplified.
Ensure smooth NPCI approvals. We deliver complete mobile SDK VAPT, HSM security checks, device binding verification, and official CERT-In System Audit Reports (SAR).
Why NPCI UPI Audit matters
The National Payments Corporation of India mandates thorough system security audits for all companies integrating with the Unified Payment Interface. Compliance protects user identities, QR mappings, and transaction flows, ensuring your TPAP API keys stay active.
- Mandatory annual security audit under NPCI TPAP circular directions
- Secures UPI transactions, QR code scanning, and payment flows
- Avoids severe operational suspensions or API disconnection by NPCI
- Validates critical defensive controls via CERT-In empanelled auditors
Core Principles
What you receive
Comprehensive compliance framework
We deliver complete application VAPT, SDK code review, HSM cryptographic verification, and certified NPCI submission files.
UPI Integration & SDK VAPT
Vulnerability assessment and mobile penetration testing reports on mobile UPI applications and underlying SDK integration.
- Mobile Application VAPT Reports
- UPI SDK Integration Reviews
- API Endpoint Perimeter Scanning
CERT-In UPI Security Report
Official System Audit Report (SAR) signed by a CERT-In empanelled auditor confirming compliance with NPCI security standards.
- VAPT Attestation & SAR Certificates
- Core Database Hardening Logs
- Infrastructure Configuration Audit Check
Encryption & HSM Audit
Verification of transaction payload security, encryption key handling, device binding, and HSM setups.
- HSM Configuration & Cryptography review
- SIM Binding Security Audits
- Payload Verification & Hash Checks
NPCI Compliance Dossier
The complete compiled submission folder formatted to meet the specific requirements of NPCI UPI audit guidelines.
- NPCI Format Compliance Matrix & Proofs
- Executive Summary for Board & Stakeholders
- Final Signed Auditor Sign-off Package
Audit Process
How NPCI UPI compliance audit works
Our approach delivers structured assessments to verify mobile application logic and payload hashing rules, aligning your system perfectly with NPCI security circular controls.
Step 1
Define UPI TPAP scope and map mobile app and API endpoints
Step 2
Review UPI SDK integration and cryptographic key storage controls
Step 3
Perform VAPT scanning across mobile applications and core databases
Step 4
Audit device binding, device fingerprinting, and SIM mapping security
Step 5
Compile draft findings and database remediation checklist
Step 6
Deliver final CERT-In signed SAR report and Board approved compliance files to NPCI
Get Started
Ready for NPCI UPI compliance?
Contact our CERT-In auditor experts today to schedule your UPI System Security Audit and protect your transaction networks.