RBI Account Aggregator Audit simplified.
Streamline your Account Aggregator license audit. We provide CERT-In certified validation, consent architecture reviews, E2EE payload verification, and IS policies.
Why RBI Account Aggregator Audit matters
The Reserve Bank of India mandates rigorous technical specifications and security standards for entities operating as Account Aggregators (AAs). A comprehensive security audit is necessary to demonstrate operational compliance and secure consent processing.
- Mandated for all RBI-licensed Account Aggregators (AAs) prior to network go-live
- Ensures data blind pipelines (AAs cannot store, read, or monetize customer data)
- Validates end-to-end payload encryption from FIPs to FIUs
- Assures compliance with RBI security framework and consent specifications
Core Principles
What you receive
Comprehensive compliance framework
We deliver end-to-end consulting, consent flow verification, vulnerability penetration testing, and documentation packages required for RBI submission.
Consent Architecture Report
Deep security verification of consent flow protocols, digital signatures, and customer consent logging.
- Consent Artifact Integrity Controls
- Revocation & Expiration Log Audits
- API Authorization Token Verification
CERT-In VAPT Audit Report
Comprehensive penetration tests on data routes, API gateways, database engines, and consumer apps.
- Data-blind Payload Encryption Audits (E2EE)
- API Penetration Testing & Threat Modeling
- CERT-In Empanelled Auditor Attestation & Signoff
IS Policy & BCP Manual
Tailored information security policy frameworks covering data blind pipelines, BCP runbooks, and risk matrices.
- Data Blindness & Pipeline Isolation Policies
- Disaster Recovery (DR) & BCP Runbooks
- Customer Grievance & Dispute Redressal Logs
RBI Audit Submission Dossier
Fully formatted compliance reports, control matrices, logs, and auditor credentials ready for RBI filing.
- RBI Format Compliance Matrix & Proof Dossier
- Audit Trail Logs Integrity Validation
- Empanelled Auditor Signed Certificates
Audit Process
How RBI AA audit works
Our structured auditing methodology ensures that your consent mechanisms and technical architecture align perfectly with RBI regulatory controls.
Step 1
Scope Definition and gap mapping against RBI Account Aggregator guidelines
Step 2
Review of Consent Architecture, payload formats, and crypto mechanisms
Step 3
Vulnerability testing (VAPT) on API gateways and consent apps
Step 4
Remediation implementation advisory and encryption validation
Step 5
Review of log architecture, non-repudiation, and BCP/DR controls
Step 6
Empanelled CERT-In IS audit report signoff and final submission to RBI
Get Started
Ready for RBI Account Aggregator compliance?
Connect with our CERT-In auditing specialists today to review your consent pipelines and crypto controls.