RBI P2P Lending Audit simplified.
Secure your P2P lending platform. We provide CERT-In empanelled technical VAPT scans, escrow fund flow validations, and tailored IT policy manuals.
Why RBI P2P Compliance Audit matters
The Reserve Bank of India mandates strict information technology standards for Peer-to-Peer Lending Platforms (NBFC-P2P). An independent compliance audit is necessary to protect investor and borrower data and prevent operational frauds.
- Complies with RBI Directions for NBFC-Peer to Peer Lending Platforms (NBFC-P2P)
- Core compliance audit required for digital lending matchmakers and escrow systems
- Protects borrower profile records, loan history data, and API gateways
- Employs CERT-In empanelled VAPT and information systems audits
Core Principles
What you receive
Comprehensive compliance framework
We deliver end-to-end P2P platform penetration testing, escrow transaction audits, customized IS policies, and completed RBI submission packages.
P2P Platform VAPT Report
Vulnerability and penetration testing on matching engines and lending portals with empanelled CERT-In signoff.
- Lending Portal & Mobile VAPT
- API Security & Threat Modeling
- Empanelled CERT-In Auditor Certification
Escrow & Fund Flow Audit
Verification of escrow ledger integrity controls, fund isolation, and automated settlements.
- Escrow Ledger Integrity Reviews
- Fund Isolation & Bank Link Checks
- Automated Settlement Verification
IS Policy & BCP Manual
Tailored information security policy frameworks covering P2P matching systems and BCP runbooks.
- Tailored NBFC-P2P Security Framework
- DR Failover & Business Continuity Plans
- Borrower/Lender Privacy Governance Policies
RBI Compliance Dossier
Completed compliance matrices and empanelled auditor certificates formatted for direct RBI filing.
- RBI Format Compliance Matrix & Proofs
- Audit Trail Integrity Assessment
- Empanelled Auditor Signed Certificates Pack
Audit Process
How RBI P2P audit works
Our peer-to-peer auditing switches checks and escrow verification tests align your P2P platforms with the NBFC-P2P directions.
Step 1
Gap Assessment & Scoping against RBI P2P Directions
Step 2
Escrow mechanism and application API architecture review
Step 3
Application penetration testing (VAPT) and database security review
Step 4
Policy document customization and operational advisory
Step 5
BCP/DR testing audits and ledger validation checks
Step 6
Submission of finalized CERT-In empanelled audit report to RBI
Get Started
Ready for RBI P2P platform compliance?
Speak with our CERT-In auditing specialists today to review your matching engines, escrow ledgers, and IT security perimeters.