RBI PPI Compliance Audit simplified.
Streamline your Prepaid Payment Instruments regulatory audit. We provide CERT-In empanelled security validation, transactional encryption audits, and custom policies.
Why RBI PPI Compliance Audit matters
The Reserve Bank of India mandates strict information security standards for PPI issuers to protect digital transactions, prevent frauds, and preserve payment system stability. Regular CERT-In empanelled security audits are required.
- Complies with RBI Master Directions on Prepaid Payment Instruments (PPIs)
- Core compliance audit required for mobile wallets, prepaid cards, and smart vouchers
- Assures robust transaction pathways, customer data isolation, and API security
- Validates CERT-In empanelled VAPT and technical audits
Core Principles
What you receive
Comprehensive compliance framework
We deliver end-to-end consulting, vulnerability testing, code auditing, and certification dossiers required for direct RBI submission.
PPI Platform VAPT Report
Detailed vulnerability scans on wallets and smart card engines with official empanelled CERT-In signoff.
- Wallet & App Penetration Testing
- Transaction Gateway Vulnerability Scans
- Empanelled CERT-In Auditor Certification
Transaction & Crypto Audit
Verification of tokenization, end-to-end data encryption, and Hardware Security Module configuration.
- Tokenization & End-to-End Encryption (E2EE)
- HSM Configuration & Key Management Review
- MFA & Two-Factor Authentication Validation
IS Policy & Incident Manual
Tailored information security policies covering digital wallets, BCP runbooks, and risk matrices.
- Tailored PPI Security Policy Framework
- Disaster Recovery (DR) & BCP Runbooks
- Fraud Risk & Real-time Alerting Procedures
RBI Compliance Dossier
Completed compliance matrix and audit trail proof dossier ready for direct submission to the RBI.
- RBI Format Compliance Matrix & Proof Pack
- Audit Trail Logs Integrity Reports
- Empanelled Auditor Signed Certificates
Audit Process
How RBI PPI audit works
Our structured auditing methodology ensures that your prepaid transaction processing pipelines align perfectly with RBI compliance targets.
Step 1
Gap Assessment & Scoping against RBI PPI Master Directions
Step 2
System configuration checks & MFA authentication reviews
Step 3
Penetration testing (VAPT) on web, mobile wallets, and API endpoints
Step 4
Policy customization and security control implementation advising
Step 5
BCP/DR testing audits and incident runbook dry-runs
Step 6
Submission of finalized CERT-In empanelled audit reports to RBI
Get Started
Ready for RBI PPI compliance?
Speak with our CERT-In empanelled auditing experts today to baseline your wallet or card transaction security.